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Home Equity
Up to $500,000+Apply now
Business Loans
From $,1000,000+ Apply now
Personal Loans
From $2,000-$50,000. Apply now
Home Equity
Up to $500,000+Apply now
Business Loans
From $,1000,000+ Apply now
Personal Loans
From $2,000-$50,000. Apply now

Quick loans, and so much more

  • Personal Loan rates as low as 6.99% fixed APR
  • HELOC rates as low as 10.023% variable APR
  • Home equity loan rates as low as 8.976% APR
  • Diversify & invest in a variety of loans

Learn about personal loans, business loans, HELOCs, HELoans, investing opportunities, and educational resources geared toward advancing your financial knowledge. These products are all intended to assist you in consolidating debt, paying for home improvements, paying for medical expenses, and, above all, improving your financial well-being.

Meet your financial needsFind peace of mind

Personal Loans

TAKE COMMAND

  • Borrow up to $50K1
  • Next-day funding2
  • No pre-payment penalty

Apply Now

Business Loans

Business Building

  • Up to $1,000,000 plus loans
  • Business lines of credit
  • Little security deposit required

Apply Now

Home Equity

Access YOUR HOME EQUITY

  • Get up to $500,0003
  • Low-rate HELOCs & HELoans
  • Apply in minutes

Apply Now

People have faith in Swisslendings

Since 2010, more than 1 million consumers have selected Swisslendings to access low interest online personal loans.

1

It was great that...
☆ ☆ ☆ ☆ ☆

It was great that my request was answered so quickly.
Every time I've required or want to obtain cash for modest home improvement tasks. Swisslendings has always supported me. Thanks!

michael alexander
Hands-down Bes...
☆ ☆ ☆ ☆ ☆

It was simple to fill out the online application. They communicate clearly, quickly, and professionally. Within an hour, I received approval, and 24 hours later, the cash were transferred. Likewise, competitive prices. No drawback. Gratitude to Swisslendings

Garland Barreto
Simple and almost painless
☆ ☆ ☆ ☆ ☆

Simple and almost painless
I filled out the form and received a confirmation email stating my information had been received. The following day, I received a call to complete the last step, and money was deposited a few days later at a competitive rate.

Mark Wilson
Swisslendings provide....
☆ ☆ ☆ ☆ ☆

An outstanding service for getting a personal loan is offered by Swisslendings. The procedure was quick, simple, and painless. I appreciate Swisslendings.

Sandy

Our Advisors Are Ready To Help You

All weekdays 10.00 - 18.00
727-619-4669
support@swisslendings.com

A personal loan is cash you obtain from a lender and return over a certain time, such as two to five years, in fixed monthly installments. Most personal loans have an interest rate that is fixed.

Swisslendings offers unsecured personal loans, meaning they are not secured by property like your house. Instead, personal loans are given out by our partner, WestunitedBank, based on creditworthiness.

Interest rates on personal loans from Swisslendings are fixed. Borrowers can choose from 2- to 5-year repayment durations for personal loans obtained through Swisslendings.

Borrowers from Swisslendings can spend their personal loan money on a range of things. Others prefer to use their loan to finance large purchases, while some choose to utilize it for debt consolidation or house maintenance.

Yes. A 10% down payment and management or industry expertise are necessary if you are a start-up.

Pre-qualification might happen anytime between 24 and 72 hours.

The application process for our general business loans might take 4-6 weeks. Following the delivery of all necessary documentation, loan approval may take two to four weeks.

Note: Submit required documentation as soon as you can to receive funding more quickly.

Your cash infusion might be from your own savings, the equity in your property, or money that you received freely from a friend or member of your family. You are unable to obtain the necessary funds from other sources (e.g. credit cards or another lending source). You must generate at least half of your own infusion (savings or home equity). The remainder can be given as gifts or an owner can bring back a note that is fully prepared. You may also borrow money using the equity in your retirement accounts as collateral.

Swisslendings wants to know that you have maintained your financial stability after seeking bankruptcy protection. Depending on the loan type, your bankruptcy must have been completed at least four years prior, and there cannot have been any late payments, charge-offs, or collection items since the bankruptcy. Swisslendings wants to know that you have maintained your financial stability after seeking bankruptcy protection.

Although having collateral can support your loan application, you can still acquire a loan without it.

Under $50,000 credit-based loans are sometimes available without the need for security. You will typically require some form of collateral if you are a start-up business looking for a larger loan. An additional co-signer who is ready to guarantee the loan can help to offset weak collateral. A loan without security or a co-signer may be available to existing companies with positive cash flow.

A business plan is required if you are a start-up company in order to obtain a small business loan. You must put up an overview of your company's history and nature if you have been in business for more than two years. You should also discuss your business development plan and how it will increase revenue if you are expanding your company in some way.

The location of a retail shop is important since it affects start-up expenses, tenant upgrades, and projections. It is frequently possible to speak with the landlord and express your interest in their property to see if they will hold it for you. Even though you won't want to sign a lease until your financing has been granted, you should specify your intended site in your company plan and adjust your spending and predictions accordingly. Additionally, you must ask the landlord for a Letter of Intent (LOI) stating that you are welcome to open your business there.

After the loan agreements are finalized, a business lending professional will inform you of the many methods you can access your funds if your financing request is accepted. Depending on the type of finance you're receiving, these techniques change.

We Help With Both Business Loan And Startups

Whether you need to borrow to expand your business, startups, personal loans or want to combine your loans into one single loan, we will help you

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Copyright© Swisslendings 2024.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.

All financial institutions are required by Federal law to gather, verify, and record information that identifies each person who opens an account in order to aid the government in its fight against the funding of terrorism and money laundering operations.

What this means to you is that we will ask for your name, address, date of birth, and other details that will allow us to identify you when you register an account. We could also request to see your driver's license or other forms of identification.

1 Depending on the information provided by the applicant in the application form, they may be eligible for personal loans up to $50,000. Guaranteed personal loan eligibility is contingent upon our investors transferring funds to your account, your compliance with the requirements, and other factors. For more information and terms and conditions, see the Borrower Registration Agreement. all loans made by WestunitedBank for personal use.

2 Following your acceptance of the loan offer, the conclusion of all required verification steps, and final approval, you may get your funds one business day later. One business day funding also depends on how quickly your bank can complete the transaction.

3 The information included in the HELOC application determines eligibility for a HELOC up to $500,000. An in-home appraisal is required for loans over $250,000. Title insurance is necessary for loans exceeding $250,000.

There may be some states where HELOCs through Swisslendings are not available. For more details, please carefully read your HELOC credit agreement.

The underwriting and issuance of all HELOCs is handled by WestunitedBank EQ, LLC, an Equal Housing Lender. NMLS #1464945.

4 as of January 31, 2023 (the "Calculation Date"), the weighted average historical return for loans originated by Swisslendings. The loan must have been originated (a) on or after July 1, 2009, and (b) at least 12 months before the Computation Date in order to be considered in the historical return ("Historical Return") calculation. Historical Returns are based on real payments (other than principle) made to investors on 3- and 5-year term loans generated through the Swisslendings platform, net of fees and losses (including from charged-off loans).

The Historical Return for loans made through Swisslendings is determined as follows. First, based on the precise month and year that they were produced in as well as their Swisslendings Rating at origination, loans are divided into unique "oeGroups." For each Group, we determine: (a) the total interest paid, plus late fees, minus servicing fees, minus collection fees, in each case, on active loans; (b) the total principal balances outstanding on active loans at the end of each day since origination; and (c) the net recoveries on charged-off or defaulted loans; net debt sale proceeds on sold loans; minus gross principal losses. . The "Historical Return" for the Group is then calculated by annualizing the result. The cumulative-outstanding-principal-dollar-weighted average of each Group's Historical Returns is then calculated for each Group. As a result, we are given the "weighted average Historical Return" for loans made through Swisslendings. Active loans are those that are current with payments or have a delinquency of less than 120 days for the purposes of this computation. A loan is not considered active if it has been paid off, charged off, or is in default.

The Historical Return calculation (a) is revised each month; and (b) does not take into account servicing-related corrective non-cash adjustments that could change a borrower loan's status or outstanding balance. The prepayment and default behavior of the loan supporting each Note determines the actual return on each Note, which is highly uncertain. Individual outcomes might differ. The information offered is not meant to be investment advice or a guarantee about the performance of any Note, and historical performance is not a guarantee of future outcomes.

All personal loans made by WestunitedBank.

Swisslendings Marketplace, Inc. Tax ID Number: 92-2227782
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Swisslendings LLC

1987 Cindy CT. | Lakewood, NJ 08701

221 Main Street, Suite 150 | San Francisco, CA 94105

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